title
RESOLUTION RATIFYING AND AUTHORIZING THE PURCHASE OF EXCESS LIABILITY INSURANCE COVERAGE POLICIES WITH GEMINI INSURANCE COMPANY AND UPLAND SPECIALTY INSURANCE COMPANY FOR THE COUNTY OF PASSAIC, PURSUANT TO N.J.S.A. 40A:11-5(1)(M)
body
WHEREAS, the County of Passaic (“County”) is a body politic and corporate pursuant to N.J.S.A. 40:18-1 and vested with all rights contained therein; and
WHEREAS, pursuant to N.J.S.A. 40:20-1, the Board of County Commissioners of the County of Passaic (“Board”) is vested with managing the property, finances, and affairs of the County; and
WHEREAS, pursuant to N.J.S.A. 40A:11-5(1)(m), any contract the amount of which exceeds the bid threshold may be negotiated and awarded by the Board without public advertising of bids and bidding thereof, if it is for insurance, including the purchase of insurance coverage and consultant services; and
WHEREAS, on December 9, 2025, the Board approved Resolution No. R-25-1146, authorizing the award of a contract to Acrisure, LLC dba Bergen Risk Managers (“Acrisure”) under RFP-26-004, for third party administration of general liability and workers’ compensation claims from January 1, 2026, to December 31, 2028; and
WHEREAS, after soliciting multiple quotes for the purchase of excess liability insurance coverage for the County, Acrisure is recommending that the County purchase excess liability insurance policies from Gemini Insurance Company for a premium amount not to exceed eight hundred nineteen thousand three hundred twenty dollars ($819,320.00), and from Upland Specialty Insurance Company for a premium amount not to exceed five hundred thirty-five thousand five hundred dollars ($535,500.00); and
WHEREAS, pursuant to N.J.S.A. 19:34-32, no insurance corporation or association doing business in this state shall, directly or indirectly, pay or use, or offer, consent or agree to pay or use, any money or property for or in aid of any political party, committee, organization or corporation, or for or in aid of any candidate for political office, or for nomination for such office, or for any political purpose whatsoever, or for the reimbursement or indemnification of any person for money or property so used; and
WHEREAS, pursuant to N.J.S.A. 52:32-60.1, et seq., Gemini Insurance Company and Upland Specialty Insurance Company executed the Non-Involvement in Prohibited Activities in Russia or Belarus Certification, certifying that they are not involved in prohibited activities in Russia and Belarus, and the County confirmed that said vendors are not identified on the Specially Designated Nationals and Blocked Persons list created by the Office of Foreign Assets Control; and
WHEREAS, funds are available in Account No. T-19-56-850-000-801, or any other account that may be deemed appropriate by the Chief Financial Officer or his designee, and the availability of funds has been contingently certified by the Chief Financial Officer subject to sufficient funds being appropriated by the Board in the 2026 and/or subsequent County budget(s), which is attached hereto and made part of this Resolution; and
WHEREAS, this matter was discussed at the September 17, 2026, Insurance Commission meeting, and is being recommended to the Board for approval.
NOW, THEREFORE, LET IT BE RESOLVED, pursuant to N.J.S.A. 40A:11-5(1)(m), the Board of County Commissioners of the County of Passaic ratifies and authorizes the purchase of excess liability insurance coverage from Gemini Insurance Company for a premium amount not to exceed eight hundred nineteen thousand three hundred twenty dollars ($819,320.00), and from Upland Specialty Insurance Company for a premium amount not to exceed five hundred thirty-five thousand five hundred dollars ($535,500.00), for an overall total not to exceed one million three hundred fifty-four thousand eight hundred twenty dollars ($1,354,820.00).
LET IT BE FURTHER RESOLVED, that the Chief Financial Officer is authorized to remit payment to Acrisure, which in turn will remit payment to Gemini Insurance Company and Upland Specialty Insurance Company for the excess liability insurance coverage purchased.
LET IT BE FURTHER RESOLVED, the Clerk to the Board shall publish on the Public Notices page of the County’s website, a brief notice stating the nature, duration, service, and amount of the contract awarded to Gemini Insurance Company and Upland Specialty Insurance Company and maintain a copy of this Resolution on file and available for public inspection in the Office of the Clerk to the Board.
LET IT BE FURTHER RESOLVED, that the Clerk to the Board, County Counsel, County Administrator, Chief Financial Officer, and Director of the Board are authorized to take any action necessary to carry out the purpose of this Resolution.
NB October 13, 2026